/* sbpex public website — shared layout for /, /faq, /about, /terms, /privacy (tokens from tokens.css) */
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: var(--font-family); background: #EEF1F5; color: var(--ink); font-variant-numeric: tabular-nums; -webkit-font-smoothing: antialiased; }
.wrap { max-width: 960px; margin: 0 auto; padding: 0 20px; }
a { color: var(--blue); }
header { background: var(--blue); color: #fff; padding: 14px 0; position: relative; }
header::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: var(--sbp-gradient); }
.brand { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.logo { display: flex; align-items: center; gap: 12px; color: #fff; text-decoration: none; }
.logo svg { width: 40px; height: 40px; }
.logo b { font-size: 20px; letter-spacing: -0.01em; }
.logo span { display: block; font-size: 13px; opacity: .8; }
.brand nav { display: flex; gap: 4px; flex-wrap: wrap; margin-left: 8px; }
.brand nav a { color: #fff; text-decoration: none; font-size: 13.5px; padding: 8px 12px; border-radius: 999px; }
.brand nav a:hover { background: rgba(255,255,255,.14); }
.brand nav a.on { background: rgba(255,255,255,.22); }
.hdr-cta { color: var(--blue); background: #fff; text-decoration: none; font-weight: 600; font-size: 14px; padding: 9px 16px; border-radius: 999px; }
.hdr-cta-ghost { margin-left: auto; color: #fff; background: rgba(255,255,255,.16); border: 1px solid rgba(255,255,255,.35); }
.cta-row { display: flex; gap: 10px; flex-wrap: wrap; }
.cta.ghost { background: #fff; color: var(--blue); border: 1px solid var(--line); }
main.wrap { padding-bottom: 48px; }
h1 { font-size: 40px; line-height: 1.1; letter-spacing: -0.03em; font-weight: 600; text-wrap: balance; }
h2 { font-size: 22px; letter-spacing: -0.02em; font-weight: 600; margin: 36px 0 12px; }
p, li { line-height: 1.55; }
.hero { padding: 48px 0 24px; display: grid; grid-template-columns: 1.2fr 1fr; gap: 32px; align-items: center; }
.lead { color: var(--graphite); font-size: 17px; line-height: 1.5; margin: 16px 0 24px; max-width: 34em; }
.cta { display: inline-flex; align-items: center; gap: 10px; background: var(--blue); color: #fff; text-decoration: none; padding: 14px 24px; border-radius: 999px; font-weight: 600; font-size: 16px; }
.cta:hover { background: var(--blue-deep); }
.rates { background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 22px 24px; }
.eyebrow { font-size: 11px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); }
.rate { display: flex; justify-content: space-between; align-items: baseline; padding: 14px 0; border-bottom: 1px solid var(--line); }
.rate:last-of-type { border-bottom: 0; }
.rate .l { color: var(--graphite); font-size: 14px; }
.rate .v { font-size: 26px; font-weight: 600; letter-spacing: -0.02em; }
.rate .v small { font-size: 14px; color: var(--mist); font-weight: 500; margin-left: 4px; }
.rates .upd { font-size: 12px; color: var(--mist); margin-top: 10px; }
.grid, .grid2 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin: 24px 0; }
.grid2 { grid-template-columns: 1fr 1fr; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 20px 22px; }
.card h3 { font-size: 17px; font-weight: 600; margin-bottom: 6px; }
.card p, .card li { color: var(--graphite); font-size: 14.5px; line-height: 1.5; }
.card ul { padding-left: 18px; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.step { background: var(--paper); border-radius: 16px; padding: 16px; }
.step b { display: block; font-size: 15px; margin-bottom: 4px; }
.step span { color: var(--graphite); font-size: 13.5px; line-height: 1.45; }
.links { display: flex; flex-wrap: wrap; gap: 8px; margin: 24px 0 0; }
.links a { display: inline-flex; align-items: center; gap: 8px; text-decoration: none; color: var(--ink); background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 9px 14px; font-size: 14px; font-weight: 500; }
.links a small { color: var(--mist); font-weight: 400; }
table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; font-size: 14px; }
th, td { text-align: left; padding: 11px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { font-size: 11.5px; letter-spacing: .08em; text-transform: uppercase; color: var(--mist); font-weight: 600; }
tr:last-child td { border-bottom: 0; }
.st { display: inline-block; padding: 2px 9px; border-radius: 999px; font-size: 12px; font-weight: 600; }
.st-done { background: #E3F5EC; color: #0F6E56; }
.st-next { background: #E8F0FF; color: var(--blue); }
.st-owner { background: #FFF3DF; color: #8A5A00; }
/* FAQ */
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 0; margin-bottom: 8px; }
.faq summary { cursor: pointer; padding: 14px 18px; font-weight: 600; font-size: 15.5px; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--mist); font-weight: 500; }
.faq details[open] summary::after { content: "–"; }
.faq details > div { padding: 0 18px 16px; color: var(--graphite); font-size: 14.5px; }
.faq details > div p + p { margin-top: 8px; }
/* Terms / privacy */
.terms, .doc { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 28px 30px; margin-top: 28px; max-width: 760px; }
.terms h1, .doc h1 { font-size: 24px; margin-bottom: 10px; }
.terms h2, .doc h2 { font-size: 17px; margin: 22px 0 8px; }
.terms p, .doc p, .doc li { font-size: 14.5px; color: var(--graphite); margin-bottom: 8px; }
.terms .note { color: #8A5A00; background: #FFF3DF; display: inline-block; padding: 4px 10px; border-radius: 8px; font-size: 13px; }
.terms .eyebrow { margin-bottom: 14px; }
.doc ul { padding-left: 20px; margin-bottom: 8px; }
footer { color: var(--mist); font-size: 12.5px; line-height: 1.6; border-top: 1px solid var(--line); padding: 20px 0 40px; }
footer a { color: var(--blue); text-decoration: none; }
.foot-links { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 8px; font-size: 14px; }
.foot-nav { margin-bottom: 10px; }
@media (max-width: 760px) { .hero { grid-template-columns: 1fr; padding-top: 28px; } h1 { font-size: 30px; } .grid, .steps, .grid2 { grid-template-columns: 1fr; } .hdr-cta-ghost { margin-left: 0; } .terms, .doc { padding: 20px 18px; } table { display: block; overflow-x: auto; } }